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Built for Bangladeshi merchants

Take payments straight into your own bKash, Nagad or bank account

Connect the mobile-banking or bank account you already own, add one API key to your website, and every transaction is verified automatically — no merchant account application, no manual checking.

আপনার নিজের অ্যাকাউন্টেই টাকা জমা হয় — মাঝখানে কোনো ওয়ালেট নেই, আর প্রতিটি লেনদেন অটোমেটিক ভেরিফাই হয়।

  • No setup fee
  • Automatic SMS verification
  • Works with any website
Example verification
SMS on your device

“You have received Tk X,XXX from 01XXXXXXXXX. TrxID XXXXXXXXXX”

Amount matches the order Compared before anything is marked paid
Match
TrxID has not been used before Stops a screenshot being reused
Unique
Order confirmed No manual checking

32 payment channels available on this gateway

What you get

Everything needed to get paid online in Bangladesh

Six things this gateway does differently from a wallet-based checkout.

Your own account, not a wallet

Payments settle straight into the bKash, Nagad, Rocket or bank account you already own. Nothing is held by us in between.

Automatic verification

A paired Android bridge device reads the SMS, matches the TrxID to the order amount, and confirms the order in seconds.

Works with any website

Two API calls and a signed callback. If you prefer not to code, share a payment link or send an invoice instead.

Invoices and payment links

Raise an invoice, email the customer a link, and get notified the moment it is paid — no storefront required.

Full transaction ledger

Every payment, refund and manual review is recorded with its TrxID, so reconciliation is a search, not an afternoon.

Multiple channels at once

Run several mobile-banking and bank channels side by side under one API key and one dashboard.

How it works

Four steps from sign-up to your first verified payment

Create your account

Sign up and open the merchant dashboard.

Connect a channel

Add your bKash, Nagad, Rocket or bank account details.

Pair your device

Link the Android phone that receives your payment SMS.

Go live

Drop in your API key and start collecting payments.

Plans available 3 Live in the pricing table below
Payment channels 32 Enabled on this gateway today
Verification Automatic TrxID matched to order amount
Per-transaction fee ৳0 Your bank's own charges still apply

Features

Built so that reconciliation takes seconds, not evenings

Transaction ledger

Every entry carries its TrxID and matched amount

Live
Invoice Channel TrxID Amount Status
INV-•••• Order 1 bKash •••••••• ৳ ••••• Verified
INV-•••• Order 2 Nagad •••••••• ৳ ••••• Verified
INV-•••• Order 3 Bank •••••••• ৳ ••••• Pending
INV-•••• Order 4 bKash •••••••• ৳ ••••• Mismatch
Illustrative rows. Your dashboard shows live data.
Real-time processing
Encrypted API keys
Signed callbacks
Amount matching
Full audit trail
Manual review queue
Team accounts and roles
No per-transaction fee

Services

What running your payments here actually looks like

Instant settlement

Money lands in your own account the moment the customer pays. Nothing is held in escrow or swept to a third party.

Automatic matching

The incoming SMS amount is checked against the order amount before an order is ever marked paid.

Unlimited transactions

Accept as many payments as your business needs. Payment channel fees stay exactly what your bank charges.

Invoices and links

Bill a customer without building a store. Send a link, get paid, keep the receipt.

Bridge device pairing

Pair the Android phone that already receives your payment SMS. It is the only hardware the setup needs.

Support you can reach

Reach us Sat-Thu 09 am - 11 pm.

Pricing

Simple plans, billed for a fixed period

No commission on your sales. You pay for the gateway, not for each taka that passes through it.

7 Days Free ৳0.00 / 7 Days ১টি ব্র্যান্ড ও ১টি ডিভাইসে ব্যবহার করুন
  • Brand: 1 brand
  • Device: 1 device
  • Transaction: ∞ transactions
12 Months ৳799.00 / 1 Year ২টি ব্র্যান্ড ও ৪টি ডিভাইসে ব্যবহার করুন
  • Brand: 2 brands
  • Device: 4 devices
  • Transaction: ∞ transactions

Integrations

Works with the stack you already have

Use the REST API from any language, or install a ready-made module.

PHP JavaScript jQuery Node.js WordPress WooCommerce WHMCS SMM panel

F.A.Q.

Frequently asked questions

What is BijoyPay?
Take payments into your own account BijoyPay is a payment gateway that sends every payment from your customers straight into the bKash, Nagad, Rocket or bank account you already own. We never hold your money in a wallet and we do not take a commission on your sales. You pay for the gateway as a fixed-period plan, so what you earn stays yours. Payments are verified automatically You pair the Android phone that already receives your payment messages. When a customer pays, the bridge app reads the message and the gateway matches it to the order by amount and by a transaction ID that has not been used before. Only then is the order marked paid, so a screenshot or a re-used transaction ID cannot pass. Works with the site you already have Two API calls and a signed return URL are enough to add checkout to any website, and ready-made modules are available for WordPress, WooCommerce, WHMCS and SMM panels. If you would rather not touch code, you can raise an invoice, share a payment link and get notified the moment it is paid. Reconciliation in seconds Every payment, refund and manual review is recorded with its transaction ID, so matching your sales to your bank statement is a search rather than an afternoon of work. Several mobile banking and bank channels can run side by side under one API key and one dashboard.
Is BijoyPay a safe option for businesses?
Your money never sits with us Payments settle directly into the account you connected. Because we do not hold a balance for you, there is no pool of merchant funds for anyone, including us, to draw on. No payment is accepted on trust Every transaction is matched to the order by amount and by an unused transaction ID before an order is marked paid. Duplicates, altered screenshots and mismatched amounts go to manual review instead of being approved. Credentials and data are protected Passwords are stored hashed, each brand gets its own API key, secret key and brand key, traffic is encrypted in transit, and access to live data is limited to the staff who need it. You can revoke a device or rotate a key at any time from your dashboard. You stay in control You decide which payment channels are enabled for each brand, you can see every transaction and refund in the ledger, and you can unpair a bridge device whenever you want. If something ever looks wrong, [email protected] is open Saturday to Thursday, 9:00 am to 11:00 pm.

Contact

Talk to us before you commit

Ask about setup, channel availability or anything on this page.

Address

Rangpur, Bangladesh

Call us

01303412903

Open hours

Sat-Thu 09 am - 11 pm

Start collecting payments this week

Create an account, connect a channel and pair your device. If you get stuck, we will walk you through it.