Take payments straight into your own bKash, Nagad or bank account
Connect the mobile-banking or bank account you already own, add one API key to your website, and every transaction is verified automatically — no merchant account application, no manual checking.
আপনার নিজের অ্যাকাউন্টেই টাকা জমা হয় — মাঝখানে কোনো ওয়ালেট নেই, আর প্রতিটি লেনদেন অটোমেটিক ভেরিফাই হয়।
- No setup fee
- Automatic SMS verification
- Works with any website
“You have received Tk X,XXX from 01XXXXXXXXX. TrxID XXXXXXXXXX”
32 payment channels available on this gateway
What you get
Everything needed to get paid online in Bangladesh
Six things this gateway does differently from a wallet-based checkout.
Your own account, not a wallet
Payments settle straight into the bKash, Nagad, Rocket or bank account you already own. Nothing is held by us in between.
Automatic verification
A paired Android bridge device reads the SMS, matches the TrxID to the order amount, and confirms the order in seconds.
Works with any website
Two API calls and a signed callback. If you prefer not to code, share a payment link or send an invoice instead.
Invoices and payment links
Raise an invoice, email the customer a link, and get notified the moment it is paid — no storefront required.
Full transaction ledger
Every payment, refund and manual review is recorded with its TrxID, so reconciliation is a search, not an afternoon.
Multiple channels at once
Run several mobile-banking and bank channels side by side under one API key and one dashboard.
How it works
Four steps from sign-up to your first verified payment
Sign up and open the merchant dashboard.
Add your bKash, Nagad, Rocket or bank account details.
Link the Android phone that receives your payment SMS.
Drop in your API key and start collecting payments.
Features
Built so that reconciliation takes seconds, not evenings
Transaction ledger
Every entry carries its TrxID and matched amount
| Invoice | Channel | TrxID | Amount | Status |
|---|---|---|---|---|
| INV-•••• Order 1 | bKash | •••••••• | ৳ ••••• | Verified |
| INV-•••• Order 2 | Nagad | •••••••• | ৳ ••••• | Verified |
| INV-•••• Order 3 | Bank | •••••••• | ৳ ••••• | Pending |
| INV-•••• Order 4 | bKash | •••••••• | ৳ ••••• | Mismatch |
Services
What running your payments here actually looks like
Instant settlement
Money lands in your own account the moment the customer pays. Nothing is held in escrow or swept to a third party.
Automatic matching
The incoming SMS amount is checked against the order amount before an order is ever marked paid.
Unlimited transactions
Accept as many payments as your business needs. Payment channel fees stay exactly what your bank charges.
Invoices and links
Bill a customer without building a store. Send a link, get paid, keep the receipt.
Bridge device pairing
Pair the Android phone that already receives your payment SMS. It is the only hardware the setup needs.
Support you can reach
Reach us Sat-Thu 09 am - 11 pm.
Pricing
Simple plans, billed for a fixed period
No commission on your sales. You pay for the gateway, not for each taka that passes through it.
- Brand: 1 brand
- Device: 1 device
- Transaction: ∞ transactions
- Brand: 2 brands
- Device: 2 devices
- Transaction: ∞ transactions
- Brand: 2 brands
- Device: 4 devices
- Transaction: ∞ transactions
Integrations
Works with the stack you already have
Use the REST API from any language, or install a ready-made module.
F.A.Q.
Frequently asked questions
What is BijoyPay?
Is BijoyPay a safe option for businesses?
Contact
Talk to us before you commit
Ask about setup, channel availability or anything on this page.
Rangpur, Bangladesh
01303412903
Sat-Thu 09 am - 11 pm
Start collecting payments this week
Create an account, connect a channel and pair your device. If you get stuck, we will walk you through it.